We often have potential clients asking for quotes about their Oklahoma Home Insurance Policies, and one question we always ask them in response is, “Are you married or single?” . Many times the client responds with, well we’re common law married.
BIG NEWS…. Oklahoma only honors a common law marriage if the couple declared they were married prior to November 1, 1998! Insurance wise, we cannot give a married discount for common law couples if they have been “married” after November 1, 1998. This is very important. If the couple believes they’re married, only to find they aren’t, this could cause problems.
In 2005, the Oklahoma Senate tried to pass a bill banning common law marriages. It did not pass, but the controversy over the validity or the marriage has not died. Thus, if a couple is claiming to be married and have only been together for three years, that marriage is not valid and is not recognized by the state of Oklahoma. The couple must have a marriage license, a marriage ceremony, and in the presence of a witness with a legal authorized person performing the ceremony.
So Oklahoma Common Law Marriages are honored. But they are only considered valid if the couple was “married” prior to 11/1/1998.