Remember 2:00 AM on Sunday, November 3

Remember 2:00 AM on Sunday, November 3

Daylight Savings Time Ends

Yes, it is that time of year again, time to change those clocks. Did you know that daylight saving time started in 1918 in the United States? It was an idea brought to the attention of Benjamin Franklin who believed “early to bed and early to rise” according to David Prerau, author of the book Seize the Daylight: The Curious and Contentious Story of Daylight Saving Time. There are mixed feelings for many Americans about the usefulness of Daylight Saving Time, how do you feel about it? Give us your thoughts in the comment section below.


Also: It is a good idea, while changing your clocks that you also check your smoke detectors and carbon monoxide alarms. Checking these devices at both time changes will ensure that they are working properly and will be ready in the case of an emergency.

Fall Back


Affordable Health Care Update

As you are aware, the marketplace website designed to enroll consumers in “affordable health care” has not been functioning properly – if at all. The Washington Post reports that the testing of the website that should have been carried out months prior to the rollout was started only two weeks prior to the rollout.

Although we have heard many rumors, the latest update we were given says the website is expected to be up and running by the end of November. The deadline for enrolling without a penalty has been extended to March 31, 2014. For more details, visit

Many clients have also asked about submitting a paper application or applying by phone. This is an option that is supposed to be available to consumers. However, if you choose to submit a paper or telephone application, you will not have the option to choose an agent. This means that we would be unable to assist you now or in the future if you have any questions, concerns, or issues.

Please know that we are doing everything we can to keep you informed of the situation and we are experiencing the same frustrations that you are.

If you have talked to us and are on our waiting list, an agent will be in touch with you to schedule an appointment when the website is back up. If you would like to be put on our waiting list, just give the office a call or send an email to


Things Your Burglar Won’t Tell You…

I have read this quite a few times on different websites, but it is wonderful information and very simple tips for keeping your home safe from burglars.The Burglar

This list came from the City of Calabasas Law Enforcement relayed by actual burglars.

1. Of course I look familiar. I was here just last week cleaning your carpets, painting your shutters, or delivering your new refrigerator.
2. Hey, thanks for letting me use the bathroom when I was working in your yard last week. While I was in there, I unlatched the back window to make my return a little easier.
3. Love those flowers. That tells me you have taste … and taste means there are nice things inside. Those yard toys your kids leave out always make me wonder what type of gaming system they have.
4. Yes, I really do look for newspapers piled up on the driveway. And I might leave a pizza flyer in your front door to see how long it takes you to remove it.
5. Form a Neighborhood Watch Group. They can help you work with your neighbors to improve security and reduce risk of burglary.
6. If decorative glass is part of your front entrance, don’t let your alarm company install the control pad where I can see if it’s set. That makes it too easy.
7. A good security company alarms the window over the sink. And the windows on the second floor, which often access the master bedroom-and your jewelry. It’s not a bad idea to put motion detectors up there too.
8. It’s raining, you’re fumbling with your umbrella, and you forget to lock your door-understandable. But understand this: I don’t take a day off because of bad weather.
9. I always knock first. If you answer, I’ll ask for directions somewhere or offer to clean your gutters. (Don’t take me up on it.)
10. Do you really think I won’t look in your sock drawer? I always check dresser drawers, the bedside table, and the medicine cabinet.
11. Helpful hint : I almost never go into kids’ rooms.
12. You’re right: I won’t have enough time to break into that safe where you keep your valuables. But if it’s not bolted down, I’ll take it with me.
13. A loud TV or radio can be a better deterrent than the best alarm system. If you’re reluctant to leave your TV on while you’re out of town, you can buy a $35 device that works on a timer and simulates the flickering glow of a real television. (Find it at they also have a great video so you can see the “Fake TV” in action.)
14. Sometimes, I carry a clipboard. Sometimes, I dress like a lawn guy and carry a rake. I do my best to never, ever look like a crook.
15. The two things I hate most: loud dogs and nosy neighbors.
16. I’ll break a window to get in, even if it makes a little noise. If your neighbor hears one loud sound, he’ll stop what he’s doing and wait to hear it again. If he doesn’t hear it again, he’ll just go back to what he was doing. It’s human nature.
17. I’m not complaining, but why would you pay all that money for a fancy alarm system and leave your house without setting it?
18. I love looking in your windows. I’m looking for signs that you’re home, and for flat screen TVs or gaming systems I’d like. I’ll drive or walk through your neighborhood at night, before you close the blinds, just to pick my targets.
19. Avoid announcing your vacation on your Facebook page. It’s easier than you think to look up your address.
20. To you, leaving that window open just a crack during the day is a way to let in a little fresh air. To me, it’s an invitation.

21. If you don’t answer when I knock, I try the door. Occasionally, I hit the jackpot and walk right in.
22. If I am ambitious enough to invade your home while you are there – you may want to consider “answering” my door knock through the door – “Hello – who are you – no, I don’t want any – go away or I’ll call the police” And I will go away. So DO NOT OPEN IT! But if I hear your voice speaking with me – I will move on to another home that may let me in!
23. Maybe I will work with someone claiming to sell magazine subscriptions – I always know when someone is home or not – by knocking on the door!
24. I look to see if your trash cans are put out on trash day – or I’ll look to see if anyone has taken in the trash cans by nightfall – a dead giveaway that no one is home!
25. Those car keys you left in the ignition or on the hook in the garage – allows me to drive away from your house in luxury with your property – and your car.
26. I love computer laptops – easy to carry and easy to sell! But I fear that you had enough gumption to install a locater program to locate your laptop like – LoJack for Laptops, or if you have an Apple computer, iPad, iPhone – Mobile Me!
27. I love homes that are not well lit! Homes with overgrown bush and shrubbery so I can hide if someone walks or drives by. It allows me to hide!
Have adequate exterior lighting. A motion-sensitive light is recommended for backyards.
28. And when I get rid of what I have stolen – I know that hardly anyone keeps serial numbers or has engraved their ID on anything anymore. Keep a detailed inventory of your valuable possessions, including a description of the items, date of purchase and original value, and serial numbers, and keep a copy in a safe place away from home — this is a good precaution in case of fires or other disasters. Make a photographic or video record of valuable objects, heirlooms and antiques. Your insurance company can provide assistance in making and keeping your inventory.
29. And I love neighborhoods where the neighbors do not talk to one another – they have no idea what’s going on!

Cutest Costume Contest

Cason the FiremanRCI Insurance is having a photo contest for the “Cutest” Halloween Costume to enter please:

  1. Email your photo to
  2. Like our Facebook Page
  3. Go to the Halloween Costume Contest Album

The winner will be the photo with the most “Likes” by the 8th of November.

Photos will be uploaded November 1st but will continue  being posted until the last day of the contest (November 8th). The earlier the better, because there is more time to get “Likes”.


Family 4 Pack of Tickets to the Tulsa Zoo


  • 2 Adult Admission Tickets
  • 2 Child Admission Tickets
  • 4 Train Tickets
  • Zoo Themed Stuffed Animal


Affordable Care Act Update


Many of you have contacted us regarding getting your health insurance coverage in force to comply with the Affordable Care Act requirements beginning January 1, 2014.
At this time, the Marketplace administration still has not resolved the issues with the Marketplace website. We are unable to enroll anyone for the new health insurance plans at this time. We are monitoring the situation and will keep you informed as we learn more.

If you have not yet contacted us for your health insurance quote, please give the office a call or e-mail today to be put on our waiting list!

Thank you!

Amber Helmuth


3rd Quarter Referral Winner!

Congratulations to the 3rd Quarter Referral Winners Jack & Sharron Moody! We hope they enjoy their new 32″ flat screen! To learn how you could win visit our website:

Jack & Sharron Moody from Claremore, OK

Jack & Sharron Moody from Claremore, OK

Our next drawing will be in December!

My Teacher Rocks! September Winners!

Congratulations to our September winners:

Mrs. Woods from Verdigris Lower Elementary and her student Ciara Daniel. Mrs. Woods won a $50 Visa Gift Card and Ciara won a $10 Cherry Berry Gift Card and is entered to win the Grand Prize Drawing in December for a Kindle Fire.

Ciarra and Mrs. Woods

Ciara’s Essay
Ciara Daniel Mrs. Woods

Mrs. Armstrong from Sequoyah Lower Elementary and her student Kaylee Sabharwall. Mrs. Armstrong won a $50 Visa Gift Card and Kaylee won a $10 Cherry Berry Gift Card and is entered to win the Grand Prize Drawing in December for a Kindle Fire.

Kaylee and Mrs. Armstrong

Kaylee’s Essay
Kaylee Sabharwall Mrs Armstrong

We want to thank all of the students that submitted essays this month (89 Essays)! Remember we pick two winners each month, so be sure to get your essays submitted by the 25th for another chance to win!

For Rules, Regulations and Entry Forms please visit:

My Teacher Rocks